Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct challenges, risks, and opportunities faced by local businesses in this dynamic economy.
At The Contractor's Choice, we are not a generic insurance provider. We are specialists. Our focus is singular: contractors. Whether you are a seasoned veteran in the construction industry or a growing local business owner navigating the complexities of insurance, our team at this Phoenix location is committed to providing tailored insurance solutions designed specifically for your trade.
Operating from our office at 4435 E Chandler Blvd Suite 200, we pride ourselves on our deep understanding of the Phoenix market. We know the specific risks contractors face here – from job site accidents and vehicle incidents to equipment damage and the unique exposures of working within Arizona's specific building codes and environmental conditions. This localized expertise allows us to not only offer the right insurance products but also to provide guidance that is relevant and practical for businesses thriving in this community.
Our core mission is simple: to be the reliable insurance partner that allows contractors to focus on what they do best – building, repairing, and creating – without the constant worry about potential financial setbacks. We achieve this by offering a comprehensive range of insurance solutions meticulously crafted for the contractor lifestyle.
Here's how The Contractor's Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 can serve you:
General Liability Insurance: This is essential coverage for protecting your business from claims of bodily injury, property damage, or personal injury that may occur on your job sites or even in your interactions with clients. We ensure you have the limits and coverage needed to safeguard your reputation and finances.
Commercial Property Insurance: We help protect your valuable equipment, tools, vehicles, and potentially your business premises (if applicable) against damage from events like fire, theft, vandalism, or natural disasters specific to the Phoenix area.
Workers' Compensation Insurance: This is often a legal requirement for businesses with employees. We specialize in securing competitive workers' compensation policies that provide crucial medical benefits and wage replacement for your valued team members in the unfortunate event of work-related injuries.
Commercial Auto Insurance: If your business relies on vehicles – trucks, vans, equipment – we offer specialized auto insurance designed for contractor use, covering liability, physical damage, and protection against accidents involving company assets.
Tools & Equipment Insurance: Accidental damage or theft of essential tools and machinery can significantly impact operations. We provide coverage options to protect your significant investments in equipment vital to your Phoenix-area projects.
Business Owner's Policy (BOP): Often a convenient package, a BOP typically combines general liability insurance and property insurance into a single, cost-effective policy tailored for small to medium-sized contractors.
Commercial Umbrella Insurance: For contractors with substantial assets or higher exposures, umbrella insurance provides excess liability coverage beyond the limits of your primary policies, offering an extra layer of protection.
Choosing an insurance partner who understands your specific risks is paramount. The Contractor's Choice Agency at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048 offers more than just policies; we offer partnership. We take the time to understand your business, your operations, and the unique aspects of your contracting work in Phoenix. Our goal is to simplify the insurance process, ensuring you have the comprehensive protection you need to navigate the demands of your industry successfully and continue building a strong presence right here in our community.
Ready to get the right insurance coverage for your contracting business in Phoenix? Contact The Contractor's Choice Agency today. Visit our website at https://contractorschoiceagency.com/ or call us directly at 844-967-5247. Let us help you focus on your projects while we manage your risk.
Frequently Asked Questions (FAQs) for The Contractor's Choice Agency (CCA) at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048
Q1: What types of contractors does The Contractor's Choice Agency serve in Phoenix?
A1: We specialize in serving a wide range of contractors operating right here in Phoenix, including but not limited to construction companies, roofing contractors, HVAC specialists, general contractors, painting and drywall crews, electrical contractors, plumbing businesses, landscaping companies, and sign installation businesses. Essentially, if you're a business that performs hands-on work and faces physical risks, we can likely help.
Q2: Do I need workers' compensation insurance if I have employees in Phoenix?
A2: In Arizona, including Phoenix, workers' compensation insurance is generally mandatory for businesses with one or more employees. It's crucial for protecting both you and your employees by providing coverage for medical expenses and lost wages resulting from work-related injuries or illnesses. Our team at The Contractor's Choice Agency can help ensure you meet this requirement and understand your specific obligations.
Q3: How does the insurance process work for a new contractor business in Phoenix?
A3: Starting the process is straightforward. You can contact us at 844-967-5247 or visit https://contractorschoiceagency.com/. We'll discuss your business type, operations, project sizes, and the number of employees (if any). Based on this information, we'll analyze your specific risks and recommend appropriate insurance coverage options tailored for contractors in the Phoenix area. We'll guide you through the application process and help you secure the necessary policies.
Q4: Can The Contractor's Choice Agency help with vehicle insurance for my construction equipment in Phoenix?
A4: Absolutely. We offer specialized commercial auto and equipment breakdown insurance designed specifically for contractors. This coverage can protect your trucks, vans, bobcats, dump trucks, and other essential equipment used in your Phoenix-area jobsites against damage, breakdown, or theft. We understand the unique needs of protecting your mobile tools.
Q5: What should I do if I have an insurance claim as a contractor based out of Phoenix?
A5: If you need to file a claim, the first step is to notify The Contractor's Choice Agency immediately at 844-967-5247. Prompt notification is crucial for a smooth claims process. We will guide you through the necessary steps, gather the required information, and handle communication with the insurance company on your behalf. Our goal is to manage the claim efficiently so you can focus on getting back to work as quickly as possible.